Young Couples: Car Insurance Is Totally Romantic

Posted by Pekin Insurance on Feb 10, 2020 in Auto

4 min read

Celebrate love for your partner and your car.

Man, Valentine’s Day is a drag. Or is it awesome?

It depends on who you talk to. At the very least, it’s a great excuse to have a nice meal. Not that you need an excuse.

Valentine’s Day probably doesn’t make you think of car insurance, but it should. For starters, having the right coverage can save you money and come through when you really need it.

Car insurance is totally romantic when you’re a young couple. Here’s why!

Your Passenger Has Your Heart

Valentine’s Day happens in February. For many of us, that means cold weather and slippery conditions.

Snow looks pretty, but ice doesn’t. Even if you’re the most careful driver in the world, you could hit a slick patch and skid.

What if you live in a warm-weather state like Arizona? You still get some winter storms, along with dust storms and tornadoes.

Mother Nature does what she wants, and you can’t always avoid the hazards she throws your way.

Luckily, our car insurance includes bodily injury coverage for hospital bills and other medical expenses. Having enough bodily injury coverage shows how much you care about the people who ride with you.

You Care About Your Car and Don't Like Waiting

Does your car have a name? Do you freak out after spilling an ounce of coffee on the driver’s seat?

Car care goes beyond routine maintenance, though you obviously shouldn't skip oil changes. When an accident leaves your vehicle worse for wear, you want to get it fixed and back on the road.

Our coverage helps you do that. We see big repairs, small repairs, and too many kinds of damage to count.

We offer the FlashFix web app for policyholders who send in low-impact, low-damage claims such as fender benders. If your accident qualifies for FlashFix, you use your cell phone to take pictures of the damage.

Then, a Pekin Insurance representative sends you an estimate based on your photos. You shouldn’t have to wait weeks to get your car back in working order!


A Lovely Trip to Breakdown Lane

You plan the perfect picnic. You pack all the best stuff from your favorite deli and bakery.

You pick a scenic location about 45 minutes away from where you live. Your partner comes home from work, and you’re off!

Except you aren’t. Because your car breaks down about 15 minutes into the drive.

Now would be a great time to have some kind of roadside assistance. You don’t feel like walking five miles to the nearest gas station.

Pekin Insurance offers 24/7 Roadside Rescue for situations like this.

When your car gives you tough love, Roadside Rescue offers:

  • Tire changes
  • Towing
  • Fuel delivery
  • Lockout services
  • Battery jump starts
  • And more

Roadside Rescue is available to everyone who has a personal auto policy with us, and it’s automatically included if you have Comprehensive Coverage. It’ll help you keep your day moving, even if you have to reschedule that picnic.


Sharing Is Caring — The Discounts

What’s a good way to save up for more trips and nights out? Paying less for your car insurance, that’s how.

The younger you are, the more you’re likely to pay for car insurance. At face value, it doesn’t seem fair.

Statistically, younger drivers have less driving experience and more accidents. As you age, you could see your car insurance payments go down.

No matter what, price matters!

That's why Pekin Insurance offers the following discounts:

Good Student

  • For students under 25 years old with a GPA of 3.0 or better 


  • You may qualify for a multi-car discount if you have two or more cars in the same household

EFT and Paid-In-Full

  • Save by setting up EFT payments or paying your premium in full

Hybrid Auto

  • You may qualify for a hybrid discount if your vehicle is powered by more than one energy source

Here’s a full list of our auto discounts.


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Cards, flowers, and chocolate are nice. So is having the right car insurance for your vehicle and the people you love!

Take this Valentine's Day inspiration and talk to your local, licensed Pekin Insurance agent about auto coverage.

Contact your local Pekin Insurance agent today!

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