Why Do You Need Life Insurance?

Posted by Pekin Insurance on Feb 10, 2017

People don’t buy life insurance because they need it; they buy it because they love someone.  They want to make sure their loved ones will be protected financially if something happens to them. 


Life insurance is unique in its ability to help guarantee our loved ones will have the life we want them to have if we die prematurely.  CDs can’t do it.  Stocks can’t do it.  Nothing can do it like life insurance!


A life insurance policy creates a guaranteed pile of money to pay for soccer games, educational expenses, groceries, mortgage or rent payments, grief counseling, and more.  It can help relieve the emotional and financial stress a family feels when someone dies unexpectedly. 


Think of the many tasks you perform every day for your family.  You’re a chauffeur, short-order cook, homework maven, and dryer of tears.  It’s rewarding and tough, whether you are your children’s one and only or you have a partner to help.  But have you considered what would happen if you were no longer there to take care of your family?  While nothing can replace you, having life insurance means that if something does happen to you, your children would be OK financially.


Life insurance gives your family options.  And it’s less expensive than you might think.  Studies consistently show that the average person overestimates the cost of life insurance by more than two times.  Depending on your age and health, it can cost less than $15.00 per month for $250,000 of coverage.


Love comes in all shapes and sizes.  Life insurance does too.  February is the month our thoughts turn to love.  Let life insurance be the way you show your love.  We are all going to die sometime; we just don’t know when.  That’s why you need life insurance.


Love reveals itself in all kinds of ways. You just have to look for it. Watch the video below.  

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