Renters Shouldn't Mess With Trampoline Injuries

Posted by Pekin Insurance on Jul 31, 2019

4 min read

Read this before you put a trampoline in your backyard.

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Kids love trampolines for flips, twists, and other gravity-defying stunts. 

You might not want to mess with trampoline injuries when you rent a house, though. In fact, your landlord has the authority to ban these bouncy devices.

Continue reading, and we'll show you the risks of trampolines and how to make them safer if they’re allowed where you live.

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Why Most Landlords Don't Like Trampolines


You set up a trampoline in your backyard. The neighbor kids want to use it, but you tell them they need permission from their parents.

Lucas (the six-year-old from next door) knows his mom and dad will say "no." He waits until everyone’s in bed. He sneaks out to your backyard and the trampoline.

The first few bounces go fine, but Lucas doesn’t have much jumping experience. It’s dark out, too, so he can’t see what he’s doing.

He tries a flip and comes down at an odd angle on his shoulder. He’s hurt, and his shouts wake you up.

You throw on shoes, rush to the backyard, and help Lucas out through the safety net. You take him to his house, and his parents drive him to the emergency room.

Fortunately, you're friends with Lucas’s family. They won’t go after you or the landlord for the medical bills, but they could.

 

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Medical Experts Weigh in on Trampolines


The American Association of Pediatrics (AAP) and American Association of Orthopaedic Surgeons (AAOS) discourage trampoline use due to the risk of bruises, sprains, spinal cord damage, and bone breaks.

If your landlord allows a trampoline and you buy one for your kids, follow this advice from the Mayo Clinic:

  • Allow one jumper at a time.
  • Always have an adult supervisor.
  • Ban somersaults, flips, and other dangerous moves.
  • Cover the springs.
  • Don’t let anyone younger than six years old use the trampoline.
  • Install safety nets and pads.
  • Place the trampoline at ground level and away from trees.

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Are Trampoline Parks a Safe Alternative?


At this point, you might want to avoid the risks of trampoline ownership. 

The kids bug you until you cave in and do a quick Google search. You find Bouncy Bob’s Wacky Jump Zone, a trampoline park that’s only 45 minutes away.

This looks like the perfect alternative, but …

According to AAOS, injuries sustained at trampoline parks are generally more severe than injuries sustained on trampolines at home. You can’t enforce the rules yourself, but you can do some checking to see if a trampoline park takes safety seriously.

SafeBee says trampoline parks should have these precautions in place:

  • No kids under six should be allowed to jump.
  • Posted rules that forbid loose clothes, multiple bouncers per trampoline, and roughhousing.
  • Safe bouncing instructions for each jumper.
  • Trampoline springs should be covered.

You probably don’t have time to visit the park beforehand, so call or message before you take your kids.

 

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Alternatives to Trampolines and Trampoline Parks


Kids will be kids. You can’t say “no” to everything, and those falls and scrapes teach valuable lessons. It’s part of growing up!

That being said, your rental agreement might prevent you from owning a trampoline. You could have some concerns about taking your kids to the trampoline park.

Still, you want them to get outside and have fun.

Here are some outdoor substitutes for trampolines:

  • Backyard Jenga
  • Blow bubbles
  • A hopper ball
  • Inflatable water slide
  • Jump rope
  • Kites
  • A sandbox
  • Slip 'n Slide
  • Toy lawnmower
  • Wiffle ball

 

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What You Should Do About Insurance


You know a lot more about trampoline injuries, but do you know if your possessions are covered?

Think about all the things you have in the house you rent:

  • Clothes
  • Laptops or tablets
  • School supplies
  • TVs

When a pipe bursts and floods the kitchen, the landlord should fix it. The landlord needs to cover repair costs when a hailstorm damages the roof.

The landlord wouldn’t pay for damages to your things unless their negligence causes the damages. Renters insurance will help replace belongings, pay living expenses, and cover medical expenses resulting from accidents or disasters like the ones listed above.

You should ask your local Pekin Insurance agent about an umbrella policy, which gives you extra liability coverage to supplement your renters policy. An umbrella policy is designed to protect your assets from unforeseen accidents that could result in serious injury or death.

You should have an umbrella policy if you own a trampoline.

 

 

Reach out to your local Pekin Insurance agent to learn more about the protective powers of renters insurance and an umbrella policy.

 

Contact your local Pekin Insurance agent today!

 

 

 

  

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