As a roofing contractor, you are, no doubt, aware of how important it is to properly tarp a roof when it is under construction. It is also important to properly tarp after a storm or other mishap causes damage.
As an underwriter, I know how critical it is to do it right so as to not cause further damage and have a possible claim looming on the horizon due to an improperly tarped roof.
Failure to tarp at all, “No need, Joe, look, it’s SO SUNNY outside!” could result in denial of a claim if one is brought against a contractor. A roof is thought to be “open” by Pekin Insurance if the wood shell is exposed or removed and if the roof has been left unattended for 4 hours.
The tarp itself is important and weight is the key. Some recommend a weight of no less than 6 oz per square yard. Some recommend 2x4s rather than 1x3s. For tips and pointers, visit the two following links: www.tarpaflex.com and www.thisoldhouse.com.
Remember, tarp it to save it! And be careful up there!
Regina S. Zabinski, CPCU, ARM, AU
Commercial Lines Underwriter