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Are Your Employees Struggling With Health Care Costs?

Posted by Pekin Insurance on Jan 14, 2017

According to a recent survey from Aflac, 31% of employers have increased their employees’ share of health insurance premiums this year, 30% have increased employees’ copayments, and 21% have implemented high-deductible health plans with Health Savings Accounts. 

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Deductibles employees must pay have risen six times faster than their earnings since 2010, and co-pays and out-of-pocket limits have also been increased significantly.  The survey also showed that 78% of employees making under $50,000 annually currently have less than $1,000 set aside in an emergency fund to pay for out-of-pocket expenses associated with an unexpected illness or accident.  Even those making more are not immune, as 20% of employees making $100,000 or more also have less than $1,000 set aside.  It’s not surprising that your employees may be struggling with health care costs. 

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How to Terminate an Employee Without Getting Sued

Posted by Pekin Insurance on Jan 11, 2017

It's hard enough to terminate an employee, but if you have to do it, learn how to minimize the risk of a lawsuit.

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Setting Up the Computer Workstation to Fit You

Posted by Pekin Insurance on Jan 10, 2017

We humans are just not designed to sit for 6-8 hours a day, in a chair, at a desk, looking at a computer monitor. We really aren’t designed to sit for very long at all without changing position, getting up, and moving.

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The Best Paint Colors for Office Walls

Posted by Pekin Insurance on Dec 22, 2016

Thinking of adding some character to your workspace? Here's what you need to know about paint colors for office walls.

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Employee vs Contractor: Which Route Makes Sense for Small Business?

Posted by Pekin Insurance on Dec 12, 2016

Employee vs contractor? It's a question that's cropping up more and more for small businesses. Which is right for your company?

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The Most Common Business Insurance Claims & How to Prevent Them

Posted by Pekin Insurance on Dec 05, 2016


If you own a company, it's almost impossible to avoid business insurance claims. However, there are things you can do to minimize the risk.

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OSHA Issues Final Rule on Walking/Working Surfaces, Fall Protection

Posted by Pekin Insurance on Dec 02, 2016 in Safety

OSHA has released a long-awaited update to its standard on walking/working surfaces, issuing a final rule that addresses slips, trips, and falls in the workplace and establishes employer requirements for the use of personal fall protection systems.

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How to Improve Your Business Curb Appeal Over the Weekend

Posted by Pekin Insurance on Nov 21, 2016

There's more to your business than what's on the inside of your store. Improve your business curb appeal to increase foot traffic and sales.

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Saving a Sole Proprietor’s Legacy

Posted by Pekin Insurance on Nov 15, 2016

Sole proprietorships are one of the most common forms of business ownership today. And while many of these business owners are very successful, they don't always give much thought to what will happen to that business they've worked so hard to build when they die.

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The Pros and Cons of Building a Tiny House Office

Posted by Pekin Insurance on Nov 07, 2016

A popular trend in work-from-home culture is the tiny house office, but there are pros and cons to this relatively new business revolution.

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