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Small Business Fleet Management Tips to Keep Your Operation Running Smoothly

Posted by Pekin Insurance on Mar 22, 2017

If you count on one or more vehicles in the day to day of your small business fleet, management strategies are critical to a smooth operation.

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The Dynamic Duo: Self-Funding and Voluntary Benefits

Posted by Pekin Insurance on Mar 16, 2017

Health care. You love it, but you also hate it. You’ve got double-digit premium increases and plenty of unknowns.

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Don’t Let the Dust Settle: Changes in Construction Workers’ Exposure to Silica

Posted by Pekin Insurance on Mar 14, 2017 in Business Safety Strategies

Attention: Contractor Business Owners. OSHA estimates that about two million construction workers are exposed to respirable crystalline silica in more than 600,000 workplaces. 

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Silicosis, lung cancer, other respiratory diseases, and kidney disease
have been linked to exposure to respirable crystalline silica.

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How to Survive Business Disasters

Posted by Pekin Insurance on Mar 08, 2017

No matter what line of work you're in, business disasters happen. Here's what to do when they happen to you.

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7 Corporate Wellness Program Ideas Your Employees Will Love

Posted by Pekin Insurance on Feb 22, 2017

Are you feeling stuck for corporate wellness program ideas? Here are 7 that actually work.

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Lower Your Workers Compensation Rates

Posted by Pekin Insurance on Feb 19, 2017

If you are like most business owners, controlling your overall operating costs is something that’s always on your mind.  Some of the most significant costs you deal with are those associated with employees being injured on the job. 

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What Is the Best Office Temperature?

Posted by Pekin Insurance on Feb 15, 2017

It's a familiar debate in any professional setting, but believe it or not, there's a science to setting the best office temperature.

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5 Types of Business Insurance You May Need

Posted by Pekin Insurance on Jan 25, 2017

If you're a business owner, it's hard to know the different types of business insurance you'll need. Here's a breakdown of the basics.

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Are Your Employees Struggling With Health Care Costs?

Posted by Pekin Insurance on Jan 14, 2017

According to a recent survey from Aflac, 31% of employers have increased their employees’ share of health insurance premiums this year, 30% have increased employees’ copayments, and 21% have implemented high-deductible health plans with Health Savings Accounts. 

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Deductibles employees must pay have risen six times faster than their earnings since 2010, and co-pays and out-of-pocket limits have also been increased significantly.  The survey also showed that 78% of employees making under $50,000 annually currently have less than $1,000 set aside in an emergency fund to pay for out-of-pocket expenses associated with an unexpected illness or accident.  Even those making more are not immune, as 20% of employees making $100,000 or more also have less than $1,000 set aside.  It’s not surprising that your employees may be struggling with health care costs. 

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How to Terminate an Employee Without Getting Sued

Posted by Pekin Insurance on Jan 11, 2017

It's hard enough to terminate an employee, but if you have to do it, learn how to minimize the risk of a lawsuit.

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