If you're a business owner, it's hard to know the different types of business insurance you'll need. Here's a breakdown of the basics.
According to a recent survey from Aflac, 31% of employers have increased their employees’ share of health insurance premiums this year, 30% have increased employees’ copayments, and 21% have implemented high-deductible health plans with Health Savings Accounts.
Deductibles employees must pay have risen six times faster than their earnings since 2010, and co-pays and out-of-pocket limits have also been increased significantly. The survey also showed that 78% of employees making under $50,000 annually currently have less than $1,000 set aside in an emergency fund to pay for out-of-pocket expenses associated with an unexpected illness or accident. Even those making more are not immune, as 20% of employees making $100,000 or more also have less than $1,000 set aside. It’s not surprising that your employees may be struggling with health care costs.
It's hard enough to terminate an employee, but if you have to do it, learn how to minimize the risk of a lawsuit.
We humans are just not designed to sit for 6-8 hours a day, in a chair, at a desk, looking at a computer monitor. We really aren’t designed to sit for very long at all without changing position, getting up, and moving.
Thinking of adding some character to your workspace? Here's what you need to know about paint colors for office walls.
Employee vs contractor? It's a question that's cropping up more and more for small businesses. Which is right for your company?
If you own a company, it's almost impossible to avoid business insurance claims. However, there are things you can do to minimize the risk.
OSHA has released a long-awaited update to its standard on walking/working surfaces, issuing a final rule that addresses slips, trips, and falls in the workplace and establishes employer requirements for the use of personal fall protection systems.